Generally, funds from a Snap Check deposit made on a Business Day before the 9:00 PM Pacific Time cutoff, will be available no later than the 2nd business day after the day of your deposit, although in certain cases we may hold the funds for a longer period of time or make them available sooner.
This means that funds credited to your account will not be immediately available to cover debits or withdrawals.

Deposit Day
Cutoff Time
Funds Generally Available
Business Day
BEFORE the Cutoff Time
 
9:00 PM
Pacific Standard Time
 
By the 2nd Business Day after the day of deposit
Business Day
AFTER the Cutoff Time
 
9:00 PM
Pacific Standard Time
By the 3rd Business Day after the day of deposit
Non-Business Day 1
 
Any time
By the 3rd Business Day after the day of deposit 1
 
 
 
1                     
Deposits made on a Non-Business Day – for depositsmade on a Non-Business Day, the day of deposit will be considered the nextBusiness Day.